PRINSIP KEPERCAYAAN DALAM PEMBERIAN KREDIT BANK DI INDONESIA

yakub Adi Krisanto

Abstract


Credit is one of bank assigment to accomplish intermediary function. Credit has task to increase bank revenue. In management credit banks are face with many problems that it can disrupt paid of credit. The problems are occur when banks are failed obtain trust from debtor. whereas credit mean trust, while the debtor failed return of credit and it will affect to performance of bank. Banking trust can achieve by assessment of guarantee of debtor. Guarantee of debtor is conviction over capability to pay of credit accordance with contract of credit. The paper is attempting elaborate principle of trust when the banks are giving credit in Indonesia. The assessments are doing by research on character, capacity, capital, collateral, and condition called the five C's of credit. Trust and credit are indistinguishable because when the banks are giving credit, it must assert trust within analysis of credit

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